Divorce Finance

Debt-to-income ratio (DTI) is one of the primary metrics mortgage lenders use to evaluate applications. During divorce, DTI can become complicated—especially when one or both spouses remain connected to the marital mortgage. In this discussion with mortgage professionals Margie Hoffberg  and Patrick Brende  of Residential Mortgage Center, we explain how DTI works, what typically counts, and how divorce documentation may affect mortgage qualification for individuals in the DC,

I recently had the opportunity to contribute to an article in Essence  titled “What Love Leaves Behind: The Financial Fallout of Divorce for Black Women”  by journalist and author Kara Stevens . The piece pulls together insights from multiple divorce professionals — attorneys, financial specialists, therapists, and mediators — to shed light on the financial realities many women face during and after divorce. You can read the full article here: https://www.essence.com/news/mon

Preserving the $250K Capital Gains Exclusion After Divorce — Even If One Spouse Stays in the Home As a Certified Divorce Financial...